There are two broad themes impacting investors globally at present; hysteresis and uncertainty. Arguably there is a third background theme of financial repression, but if we focus on the two main themes of hysteresis and uncertainty and deal with the latter first.
Demographic Retirement Bomb
The dangers posed by ageing populations rank alongside climate change as one of the gravest challenges facing humankind. And the impact of the demographic time bomb will hit retirees especially hard.
Big Not So Beautiful
Big bucks, big bonuses, big margins, big deals, big egos… big is good on Wall Street.
Or so it used to be.
Fiduciary Standard – Mass Market Lockout?
Could new regulations in the US see mass market investors struggle to access financial advice?
A Hit To The Trust Bank
Any marketing or management executive will tell you that customer intimacy is hard to gain and easy to lose.
Trumping the Markets
The US presidential election, a political juggernaut like no other, has become a day-time TV freak show – playing to the lowest common denominator of populist politics.
While you were out drinking and indulging over the holidays…I was (mostly) working. My travels took to me to London, Paris, St. Moritz and Venice, all of which are terrific …
Millennials – ‘Av a Word
There are 14.6 million Millennials in the UK and two million of them – 2,048,579 to be exact – are considering making an investment.
Dodd-Frank: The Music Plays On
The music industry is facing an interesting conundrum. Vinyl records are slowly making a comeback and purchases are on the rise as CD and digital sales are concomitantly falling.
You say Fiduciary, I say Suitability
The requirement for advisors to better understand the needs and objectives of clients is a core pillar of the US regulatory environment – yet it is now increasingly important for clients themselves to have a firm grasp of the rules under which advisors operate and the different models available.